Expert Philadelphia Workers’ Compensation Specific Loss Benefits Attorneys

Suffering a serious workplace injury can be life-changing, especially when it results in permanent damage or the loss of a body part. While Pennsylvania workers’ compensation laws provide benefits for medical expenses and lost wages, specific loss benefits exist to also compensate workers for amputations, severe loss of function, and disfigurement. These benefits acknowledge the permanent impact of such injuries, ensuring workers receive fair compensation beyond standard wage loss benefits.

At Stampone O’Brien Dilsheimer Holloway, our Philadelphia workers’ compensation attorneys understand the complexities of specific loss claims and fight aggressively to secure the full benefits injured workers deserve. If you or a loved one has suffered a catastrophic workplace injury, contact us today for a free consultation.

What Are Specific Loss Benefits?

Under Pennsylvania workers’ compensation laws, specific loss benefits apply when a worker sustains an amputation, severe functional loss, or permanent disfigurement due to a workplace injury. These benefits are separate from wage loss benefits and are designed to provide additional compensation for permanent physical impairments.

Workers may be eligible for specific loss benefits if they:

• Lose a finger, toe, hand, foot, arm, or leg due to a work injury;
• Suffer permanent loss of function (50% or more) in a body part even if amputation is not required; and/or
• Sustain severe and permanent scarring or disfigurement to the face, head, or neck.

These benefits are paid as a set number of weeks of wage compensation, regardless of whether the injured worker returns to work.

How Are Specific Loss Benefits Determined?

Pennsylvania law sets specific compensation schedules based on the body part affected. The duration of payments varies depending on the severity of the injury. For example, the less of a thumb provides for 110 total weeks of benefits, while the loss of a leg provides 435 total weeks of benefits. Workers who qualify for specific loss benefits can receive these payments even if they return to work. The key requirement is proving that the injury caused permanent loss of function or amputation.

Filing a Specific Loss Benefits Claim in Philadelphia

Filing a workers’ compensation claim can be challenging, and specific loss benefits claims can be even more complex. Insurance companies may try to:

• Deny that an injury qualifies for specific loss benefits;
• Underestimate the severity of permanent impairment; and/or
• Delay payments to injured workers.

At Stampone O’Brien Dilsheimer Holloway, we know how insurance companies operate—and we don’t let them take advantage of injured workers. Our experienced attorneys:

• Gather medical evidence to prove the extent of permanent impairment;
• Work with medical specialists to confirm loss of function; and
• Negotiate aggressively with insurance companies for maximum compensation.

Why You Need a Philadelphia Specific Loss Benefits Attorney

Navigating Pennsylvania workers’ compensation laws can be overwhelming, especially while recovering from a serious injury. Hiring a Philadelphia specific loss benefits attorney ensures:

• Accurate claim filing to avoid unnecessary delays or denials;
• Maximum compensation based on Pennsylvania’s benefit schedules; and
• Aggressive representation against insurance companies that refuse to pay fairly.

If you’ve suffered a permanent workplace injury, don’t accept less than you deserve. Let our skilled attorneys handle the legal battle while you focus on recovery.

Call Today to Discuss Your Philadelphia Specific Loss Benefits Claim

The loss of a limb or permanent disfigurement is a life-changing event, and you deserve full compensation under Pennsylvania law. At Stampone O’Brien Dilsheimer Holloway, we are committed to fighting for injured workers and ensuring they receive every benefit they are entitled to.

Call us today for a free consultation. Our team is ready to help you navigate the claims process and secure the maximum compensation you deserve.